Privacy Policy

Embera Capital (“Embera,” “we,” “our,” or “us”) is committed to protecting the privacy and security of the information we collect from business owners and users of our website, applications, and funding services. This Privacy Policy explains what information we collect, how we use it, who we share it with, and the rights you have regarding your data.
By using our website or submitting an application, you agree to the practices described in this Privacy Policy.

1. Information We Collect
Business and Personal Information
We may collect the following data when you inquire or apply for funding:
  • Legal business name, DBA, business address, and industry.
  • Owner name, contact information, and identification details.
  • Employer Identification Number (EIN) or Social Security Number where required.
  • Annual and monthly revenue, transaction history, and financial performance.
  • Documents such as bank statements, voided checks, and tax forms.
Bank Verification Data
When connecting your bank through secure third party services, we receive read only access to:
  • Account balances.
  • Transaction data.
  • Deposits and withdrawals.
  • Cash flow patterns.
We never receive your full banking login credentials.
Website and Technical Data
We may collect:
  • IP address.
  • Device type.
  • Browser information.
  • Cookies and analytics that track how you use our website.
This helps us improve user experience and platform performance.
2. How We Use Your Information
We use your information to:
  • Evaluate your application and determine funding eligibility.
  • Match you with the most suitable funding product.
  • Communicate your approval status, terms, and next steps.
  • Detect fraud, verify identity, and ensure compliance.
  • Improve our underwriting models and website functionality.
  • Provide customer support.
  • Comply with legal and regulatory requirements.
We do not sell your information to third parties..
3. How We Share Information
We may share your information with:
  • Funding partners who evaluate or issue capital.
  • Bank verification platforms to securely review financial performance.
  • Compliance and fraud prevention partners.
  • Service providers who help with analytics, website hosting, or customer communication
Partners only receive the information needed to complete their service and must protect the data according to privacy standards.
We may also disclose information if required by law, regulation, court order, or to protect against fraud or unauthorized activity.
4. Data Security
We use encryption, secure servers, limited access controls, and monitoring tools to protect your information. While no system is perfectly secure, we take reasonable measures to safeguard all data provided to us.
5. Your Rights
Depending on your jurisdiction, you may request:
  • Access to the data we hold about you.
  • Correction of inaccurate information.
  • Deletion of your data.
  • Limits on how your data is used.
To exercise these rights, contact us at: will be provided
Requests may require identity verification.
6. Cookies and Tracking Technologies
We may use cookies, pixels, and analytic tools to understand user behavior and improve our website. You can choose to disable cookies through your browser settings.
7. Data Retention
We retain information only as long as necessary to provide services, meet regulatory obligations, or resolve disputes.